As a parent, you naturally want to do what is best by your kids, which is why you are always striving to give them the best lives possible. Of course, when you’re a parent you expect to not have to worry about money but that sadly isn’t always the case. Often, parents with young children struggle from money problems, and these are nothing to be ashamed of – a higher percentage of parents than you would think struggle financially when raising kids.
The good news is that although raising kids might be somewhat of a financial struggle, the fact is that there are plenty of steps that you can take to make it easier to cope on a smaller budget. The key here is simply to get creative – the more creative you can be, the better your chances of successfully raising your little ones on a small budget.
In need of some budget-friendly living inspiration? Read on for some tips and ideas!
Live a zero waste life
Okay, so zero waste might be a bit excessive with little ones to care for but at least aim to reduce the amount of food that you waste. Bring back traditional leftover nights where the whole family has leftovers from the week’s meals as their dinner. This reduces the cost of your weekly food shop as you only have to purchase six main meals, not seven.
Don’t like leftovers? Turn your leftovers into new meals in their own right. Got half a chicken left from your Sunday roast and some veggies too? Why not make a chicken and vegetable soup? The more creative you can be with your leftovers, the better.
Go veggie for half the week
Vegetarian meals are seriously cheap. Want to cut your family’s living costs? Then aim to go veggie for at least half the week. A vegetarian meal costs around half of the price of a meal that contains meat, so if you have veggie meals three days a week, your effectively reducing the cost of your weekly shop by one and a half meals.
Wondering if you can find tasty veggie meals that your kids will love? There are plenty of ideas online – it’s just a case of taking the time to have a browse of these! Pinterest is one of the best tools – you can find some incredible veggie meals that are so good you don’t even miss the meat.
Take advantage of deals and discounts
A great way to make family activities more affordable, such as planning days out, is to take advantage of deals and discounts. Every so often local attractions will have deals on offer, and it’s worthwhile taking advantage of these deals. Sometimes these will mean that you get half the price of your attraction tickets off and other times these deals will mean free entry for certain people in your party. Each deal and discount is different from the next, but if they’re relevant to family life then they’re worth taking advantage of.
To ensure that you don’t miss any relevant deals or discounts, it’s important that you sign up to newsletters from any relevant companies. Whether it’s local supermarkets or attractions, if you want to make sure that you don’t miss their deals, make sure to sign up to their email subscription service, so that you’re notified of what they’re offering and when.
Get some help
If you’re struggling to make ends meet each month, then perhaps it would be worthwhile considering getting some financial help. A great option to consider is looking at credit cards. If you are going to take out a credit card, however, it’s essential that you look at the top store credit cards, and compare these to see which options are the best fit for you.
The fact is that a credit card can make it far easier for you to keep your finances on track each month, as you can use the funds on your credit card over time, and then slowly pay this money back on a monthly basis. Remember, if you do opt to go down this route, only do so if you can afford the repayments.
There you have it, a guide to all of the best hacks for raising kids on a budget.